Money Tree Propagation – How To Propagate Pachira Trees

By: Teo Spengler

Money tree plants (Pachira aquatica) do not come with any guarantees about future wealth, but they are popular, nonetheless. These broadleaf evergreens are native to the swamps of Central and South America and can only be cultivated outdoors in very warm climates. One way to get more money trees is by learning to propagate these Pachira plants.

Propagating money trees isn’t difficult if you follow a few guidelines. If you are interested in learning about money tree propagation, read on.

About Money Tree Reproduction

Money trees get their catchy nickname from a feng shui belief that the tree is lucky as well as a legend that cultivating the plant brings great fortune. The young trees have flexible trunks that are often braided together to “lock in” the financial luck.

While those living in USDA plant hardiness zones 10 and 11 can plant these trees in the back yard and watch them shoot up to 60 feet (18 m.) tall, the rest of us use them as indoor houseplants. They are quite easy to maintain and it is also fairly easy to propagate Pachira plants.

If you have one money tree, you can easily get more for free by learning about money tree propagation. Once you understand how to propagate a money tree, there is no limit to the number of trees you can grow.

In the wild, money tree reproduction is like that of most plants, a matter of fertilized flowers producing fruit that contain seeds. This is quite a spectacular show since the blooms are 14-inch long (35 cm.) flower buds that open as cream colored petals with a 4-inch (10 cm.) long, red-tipped stamen.

The blooms release fragrance at night then develop into huge oval seed pods like coconuts, containing tightly packed nuts. They are edible when they are roasted, but those that are planted produce new trees.

How to Propagate a Money Tree

Planting a seed is not the easiest way to start propagating money trees, especially if the money tree in question is a houseplant. It is fairly rare for a container money tree to produce flowers, let alone fruit. How to propagate a money tree then? The easiest way to accomplish money tree propagation is through cuttings.

Take a six-inch (15 cm.) branch cutting with several leaf nodes and snip off the leaves on the lower third of the cutting, then dip the cut end in rooting hormone.

Prepare a small pot of soilless medium like coarse sand, then push the cut end of the cutting into it until the lower third of it is below the surface.

Water the soil and cover the cutting with a plastic bag to hold in humidity. Keep the cutting medium moist.

It may take six to eight weeks before the cutting roots and another few months before the small money tree can be transplanted into a larger container.

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Jade Plant Propagation: How To Make Money Plants

Jade plants are lovely succulents. Their small and fleshy oval leaves are appealing, and they perform well both inside and outside. It should come as no surprise that many people want to learn how to do jade plant propagation to expand their collection!

Sometimes called money plant or lucky plant, this easy-care, low-maintenance plant is well worth growing. And money tree propagation is surprisingly easy. Let’s talk about everything you’ll need to propagate jade plant cuttings and how it’s done!

Good Products For Propagating Jade Plant:

How to Propagate Pilea Peperomioides?

There are two ways you can do it–Soil and water. You’ll find little plantlets growing in the pot around the mother plant, once it’s mature enough. Put your fingers in the soil, about 1-2 inches deep, and take them out along with the soil and cut their connection with the mother plant using a sharp knife. This way, you won’t end up damaging their delicate roots. Now, plant them directly in the soil.

For growing the plantlets in water, simply put them in a mini glass, making sure that their leaves are not touching the water. Growing those baby pilea plants in the water will help them develop more roots in the next 2-3 weeks. You can then transfer them to the soil.


Pachira aquatica is a low-maintenance tree that requires very little to succeed, provided you meet its basic requirements for healthy growth and have no significant problems with pests or diseases.

Potted Plant: The plant performs well grown in a container as long as the container is equipped with bottom drainage holes. Locate the indoor container in an area receiving bright light and keep the potting mix consistently moist through regular applications of water, but don’t overwater to the point of constant sogginess. Outdoors, place the pot in a sunny to partially shady location, and if you live in a colder climate where freezes are common, bring the container indoors during winter. Apply a water-soluble, general-purpose fertilizer monthly throughout the growing season.

Site Selection: For the best growth, plant Pachira aquatica in a site protected from strong, dry winds. In addition, consider its mature size and width when selecting the location.

Light Conditions: Grow the tree in a location receiving full sun to partial shade.

Soil Conditions: The tree tolerates a wide variety of soils as long as they are well drained. Being a wetland tree growing in freshwater swamps and along riverbeds in its native range, Pachira aquatica also tolerates growing in areas that experience periodic flooding.

Feeding: Apply a general-purpose fertilizer each month during the growing season, following the product label for amounts. Sprinkle under the canopy and don’t allow the fertilizer to butt against the trunk water it in well.

Pruning: The tree rarely requires pruning other than to control its size or remove broken or damaged limbs. For disease prevention purposes, sterilize the blades of your pruning tool by wiping them with alcohol before trimming.

As for fertilizer, it is applied in the spring-summer period once a month. It is recommended to use a special liquid fertilizer for succulent plants and cacti. And in autumn and winter you need to give the fat girl a break from dressing.

It is necessary to form a money tree while it is still young. If shoots are removed from an already adult plant, then stumps will remain in these places, because of which the decorativeness of the bush suffers greatly. With all responsibility, you need to approach the choice of a pot for a plant. If you plant the Crassula in a too deep pot, then its root will tend inward, and the trunk will begin to grow rapidly upward. This is not a good sign, because over time it will become thin and greatly weaken. Therefore, it is better to choose a not very deep pot.

Diseases and Parasites That Affect the Pachira Aquatica

Pachira is disease resistant and is usually a plant that is often attacked by mealybugs in the spring months, so what you need to do is spray it with soapy water.

If the leaves suddenly fall off, the air is likely too dry. In this case, you should move the plant away from the sun and water it well without leaving water in the secondary container.

Pachira Aquatica also knows Money Tree.

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